Retirement

A unit of TIAA, the investment firm that runs retirement plans for many educators and others, will pay $97 million to settle charges from both the Securities and Exchange Commission and New York State that it misled thousands of investors. Attorney General Letitia James of New York said the company had “relied on its reputation

More and more, larger employers are offering “wellness” programs that can coach people to better manage their money, combining digital tools and a human touch. Soni Kapoor wanted to stay ahead of the game on his personal finances and retirement planning. As the product marketing manager for the Silicon Valley tech firm Synopsys, Mr. Kapoor

The problem of decumulation is a tricky one, even for Nobel Prize-winning economists. I’ve been asking readers to suggest ideas, and I got this one last week from Jerry Moskowitz of Croton-on-Hudson, N.Y.: “I teach a class for seniors called Keeping Current in Economics and Finance. An interesting subject may be decumulation — how to

More details on why experts advise to wait to claim benefits and on benefits for divorced spouses. Few retirement issues are as complex and controversial as Social Security and the strategies people can use to maximize their benefits. So we were not surprised that an article The New York Times published in June on how

Fund investors are rarely asked what concerns them or how they’d vote. But now, several measures aim to do that. Still, it’s just a start, our columnist says. When you buy shares of a publicly traded company, you’re a part owner and, in theory, have a right to vote on some important matters that come

The Labor Department proposed rule changes on Wednesday that would make it easier for retirement plans to add investment options based on environmental and social considerations — and make it possible for such options to be the default setting upon enrollment. In a reversal of a Trump-era policy, the Biden administration’s proposal makes clear that

Robert S. Kaplan will exit his role as head of the Federal Reserve Bank of Dallas next month. Eric S. Rosengren, the head of the Federal Reserve Bank of Boston, is also retiring earlier than planned. Eric S. RosengrenSteven Senne/Associated Press Robert S. KaplanAnn Saphir/Reuters Two Federal Reserve officials embroiled in controversy for trading securities

Some Black and Hispanic millennials are looking to alternatives like real estate or entrepreneurship, or to trading stock on their own. Raul Duplessi became intrigued with the stock market nearly 15 years ago, when he landed his first job as a hotel doorman in Manhattan and a TV near his workstation played financial news on

Si tu empleador ofrece alternativas de ahorro para el retiro, es momento de conocerlas. Si no tiene, o no valen la pena, te decimos qué hacer. Invertir a través de los planes de tu empleador puede ser uno de los modos más efectivos de ahorrar para el retiro, sobre todo si te ofrece opciones sólidas.

Find someone wiser than you, check your credit report and taxes, and stop catastrophizing. This is how you can do it. Maybe you lost your job. Maybe your hours were cut. Or maybe you had to take over caregiving responsibilities. If your income fell precipitously in the last 18 months — even if things have