Personal finance

eclipse_images | E+ | Getty Images So-called junk fees can be tricky. The Consumer Financial Protection Bureau has been scrutinizing some banking fees, including those for overdrafts and non-sufficient funds, that can catch customers by surprise — and are “likely unfair and unlawful,” according to the agency. The consumer watchdog proposed a rule prohibiting financial institutions from charging certain fees on

Francisco Javier Ortiz Marzo | Istock | Getty Images In a month or so, millions of Americans will have to adjust their budgets to once again put hundreds of dollars a month toward their student debt. Their retirement savings may suffer as a result, experts warn. “Workers are already facing obstacles to saving for retirement,

Violetastoimenova | E+ | Getty Images After making a big purchase with your credit card, you may log in to see your card balance and notice a new option to segment that purchase out and pay a lower interest rate on it over a fixed amount of time. The offer may sound tempting, given today’s

oatawa | Getty As the U.S. Department of the Treasury and IRS roll out proposed regulations for crypto tax reporting, experts say it’s critical for investors to accurately report and track activity. Stemming from the 2021 federal infrastructure bill, the agencies on Friday unveiled the long-awaited tax reporting proposal for cryptocurrency, non-fungible tokens and other

Drazen Zigic | Istock | Getty Images Navigating the public service loan forgiveness program has been famously difficult. Fortunately, student loan borrowers may find that the process is getting a little easier. The U.S. Department of Education announced this summer that the PSLF application can now be done completely online, including the required signatures by

Jaap Arriens/NurPhoto via Getty Images Hoping to invest in artificial intelligence? Today’s “niche” companies and those seen as AI leaders are unlikely to be the biggest winners for long-term investors, said Barry Glassman, a certified financial planner and member of CNBC’s Advisor Council. “I’ve been through this enough to see that the niche players early

I Love Images | Cultura | Getty Images Rising interest rates are pushing auto loan rates upwards for both new and used cars across the U.S.  The average annual percentage rate for new cars rose 7.1%, in the second quarter of the year, according to car website Edmunds, while that for used cars ticked up

In this article GSBD Follow your favorite stocksCREATE FREE ACCOUNT Morsa Images | Digitalvision | Getty Images Most workers are hoping that flexible Covid-era work policies will stay in place. A new survey from Bankrate found 89% of full-time workers, or those looking for full-time work, are in favor of remote and hybrid work or

In this article WFC Follow your favorite stocksCREATE FREE ACCOUNT Spencer Platt | Getty Images News | Getty Images Wells Fargo paid back $40 million to almost 11,000 customers who for years were overcharged on fees for investment advice, the Securities and Exchange Commission said Friday. The bank also agreed to pay a $35 million

Republican presidential candidates (L-R): former Arkansas Gov. Asa Hutchinson, former New Jersey Gov. Chris Christie, former U.S. Vice President Mike Pence, Florida Gov. Ron DeSantis, Vivek Ramaswamy, former U.N. Ambassador Nikki Haley, U.S. Sen. Tim Scott (R-SC) and North Dakota Gov. Doug Burgum are introduced during the first debate of the GOP primary season hosted

AleksandarNakic | E+ | Getty Images The subject of Social Security was largely left untouched in the first Republican presidential debate. But worries about the future of the program loom large in Americans’ minds, a recent survey from the Nationwide Retirement Institute shows. To that point, 75% of individuals age 50 and up worry Social

sturti Increased longevity is challenging people to rethink the traditional three-step life path of education, work and retirement. But one age group — individuals ages 40 to 59 — is more likely to struggle with this concept, according to new research from Transamerica and the Massachusetts Institute of Technology AgeLab. “That cohort based on the