Daniel Swan, 26, started as an apprentice and now works full time as an HVAC technician in California. Courtesy: Lee’s Air For Daniel Swan, a 26-year-old father of two, it was simply a means to a well-paying job during an uncertain time. Armed with a technical degree, Swan joined an apprenticeship program with Lee’s Air
Personal finance
Pablo Rasero | Istock | Getty Images While those with federal student loans wait to see if the Biden administration’s sweeping loan forgiveness plan survives two Supreme Court challenges, another big change is also on the horizon for borrowers. The U.S. Department of Education is working to create a new repayment option for the tens
Seb_ra | Istock | Getty Images A bill that’s pending in the Senate aims to battle a persistent danger to older adults and other vulnerable individuals: financial exploitation. In a nutshell, the measure would allow so-called registered open-ended investment companies — which can include mutual funds, exchange-traded funds, hedge funds, some annuities and other pooled
U.S. Senate Minority Leader Mitch McConnell of Kentucky at the U.S. Capitol Building on Feb. 13, 2023. Anna Moneymaker | Getty Images News | Getty Images Dozens of Republican members of Congress have filed briefs with the U.S. Supreme Court, arguing that the Biden administration’s student loan forgiveness plan should be ruled unlawful. “Congress authorized
In this article RJF Follow your favorite stocksCREATE FREE ACCOUNT Prices on displayed in a New York grocery store on Feb. 1, 2023. Leonardo Munoz | Corbis News | Getty Images High inflation has followed the U.S. economy into 2023, as consumers continued to see high prices in January. Inflation rose 0.5% for the month
Collectively, Americans owe more on credit cards than ever before. Thankfully, 0% balance transfer credit card offers — which are “one of the best weapons Americans have in the battle against credit card debt” — are even more plentiful than they were a year ago, said Matt Schulz, chief credit analyst at LendingTree. Yet 37% of
Ivan Kyryk | Istock | Getty Images If you got married in 2022, you can add “tax return” to the list of things you’ll now be sharing. For some newlyweds, this is going to mean a bigger tax bill due to a so-called “marriage tax penalty.” It can happen when tax-bracket thresholds, deductions and credits
Fotostorm | E+ | Getty Images The start of 2023 has seen a number of large companies announce deep cuts to their head counts, including Amazon, Dell, Google, Microsoft, PayPal and Zoom. Being laid off can be one of the most disruptive events in a person’s life, setting off a host of financial and existential
Pekic | E+ | Getty Images More than 1 million people recently took to the streets in France to protest an increase in the country’s standard retirement age. In the U.S., a similar battle may be quietly brewing in Washington. The full retirement age for Social Security, when workers are eligible for 100% of the
Hobo_018 | E+ | Getty Images In August, when President Joe Biden rolled out his historic plan to cancel up to $20,000 in student loan debt for tens of millions of Americans, one of the policy’s stated goals was “to help narrow the racial wealth gap.” Shortly after the president’s announcement, critics of student loan
Malaikacasal | Istock | Getty Images That heart-shaped box of chocolates may be only half full this Valentine’s Day. It is not the result of a manufacturing glitch. Instead, it is an effort by certain brands to use bigger boxes to prompt consumers to think they are getting more for their money than they really
Nearly 200 million people will watch the Philadelphia Eagles face off against the Kansas City Chiefs in the Super Bowl on Feb. 12, which might be a good motivation to buy a brand-new television. While you might not see as many deals now as there are on Black Friday, prices, in general, have been steadily falling,