Personal finance

krisanapong detraphiphat | Moment | Getty Images Investors are at a heightened risk of cryptocurrency scams tied to fake relationships established over social media, dating apps and networking sites, federal officials warn. Such frauds occur when scammers use dating apps, social media platforms, professional networking sites or encrypted messaging apps to pose as a romantic
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Angela Ramirez-Riojas, 18, is enrolled in Riverview High School’s construction academy. Courtesy: Riverview High School For Angela Ramirez-Riojas, 18, going to college was always plan B. Her grandfather works in construction, and that motivated Ramirez-Riojas to follow in his footsteps. “I’ve gone with him to work,” she said. “He frames houses and I really enjoyed
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Alvaro Gonzalez | Moment | Getty Images Whether it’s stock market volatility, the Federal Reserve’s interest rate cuts or proposed tax law changes, we’re dedicated to breaking down the news to help investors make smart money decisions. But CNBC’s personal finance team also recognizes the value of financial planning, regardless of your life stage, income
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Damircudic | E+ | Getty Images Women have been making significant strides in their education and careers and working as much, if not more, than their male counterparts. Today, women who are just starting out, between the ages of 20-24, account for about 50% of total employment, which means that young women are just as
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Jordi Mora Igual | Moment | Getty Images If you’re seeking refuge from market volatility, so-called buffer exchange-traded funds provide some downside protection. But these ETFs also limit upside potential and come with higher fees, experts say.   Buffer ETFs, also known as defined-outcome ETFs, use options contracts to offer investors a pre-defined range of outcomes
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Internal Revenue Service Commissioner Danny Werfel testifies before the House Appropriations Committee on Capitol Hill on May 07, 2024 in Washington, DC.  Kevin Dietsch | Getty Images News | Getty Images Next year, more than 30 million Americans in 24 states will be eligible for Direct File, the IRS’ free tax filing program, the agency
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A van flows in floodwaters in the aftermath of Hurricane Helene on Sept. 28 in Asheville, North Carolina. Sean Rayford | Getty Images News | Getty Images States affected by Hurricane Helene are warning residents to watch for the risks of scams in the aftermath of the storm, including price gouging. Price gouging happens when
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Frederick MacLean, president of Heritage Investment Group Courtesy: Heritage Investment Group Frederick MacLean, president of Heritage Investment Group, doesn’t mind if you call his strategy boring. In fact, there’s not much that could unsettle him or his approach.    Heritage Investment Group, which ranked No. 1 on CNBC’s list of the top 100 financial advisors in the
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The one-year grace period for student loan borrowers who miss a payment expired this week. And yet, millions of Americans are likely unprepared to give up that key safety net. The goal of the 12-month “on ramp” to repayment was to give borrowers some breathing room as they worked student loan payments back into their budgets. Although interest still accrued on
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Baona | E+ | Getty Images As year-end approaches, you may be eyeing Roth individual retirement account conversions. The strategy, however, boosts your income, which can have other tax consequences, experts say. Roth conversions shift pretax or nondeductible IRA funds to a Roth IRA, which provides future tax-free growth. But the converted balance boosts your
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