Personal finance

24% of Americans say switching jobs is the best way to boost income. Here’s when to put yourself on the market

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Want to make more money? You may want to consider switching jobs.

Some 24% of Americans said that changing jobs is the best way to get a pay boost, according to a recent online survey from MagnifyMoney of nearly 1,000 working adults. In addition, millennials were more likely than their older coworkers to say that jumping to a new position is the best way to increase pay, the report showed.

Wage data supports the idea that switching jobs is indeed one way to boost income. Wage gains for people who have switched jobs have outpaced those who’ve stayed at one employer since 2011, according to the Atlanta Federal Reserve Bank’s wage growth tracker, which uses data from the U.S. Bureau of Labor Statistics.

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The gap between job switchers and stayers has widened in recent months. In June, the 12-month moving average of wage gains for those who switched jobs was 3.8%, while those who stayed saw 3.1% growth. In September, the 12-month moving average for job switchers jumped to 4.3%, while gains for job stayers increased slightly to 3.2%.

“This is usually the case outside of the current environment,” said Brett Ryan, senior U.S. economist at Deutsche Bank. “Job switchers do well — you’re not going to move unless you’re getting paid more.”

People want higher-paying jobs

Workers are taking note of rising wages and using this moment to go for jobs that would mean a bigger paycheck.

Since February 2020, job-seeker interest has skyrocketed for higher-paying jobs such as civil engineering, IT and help desk, media and communications and software development, according to a study by job site Indeed.

At the same time, job-seeker interest has plummeted for in-person, lower-wage positions such as child care, food preparation and service, personal and health care, and loading and stocking.

“They’re feeling a crunch to be able to get the workers they need,” said AnnElizabeth Konkel, an economist at Indeed Hiring Lab and author of the report, adding that many of these lower-paying positions can’t be done remotely.

This could work out in favor of workers looking for a raise or to switch careers into a sector that’s struggling to find employees, according to Konkel.

“On the employer side, it leaves them with the one main lever of raising the wage,” she said.

What else to consider

Of course, the recent wage data encompasses many sectors and positions, and actual differences in pay can look much different.

Right now, increased pay doesn’t necessarily apply to every sector, and the most wage growth and negotiating power is generally for those in sectors that have been hit hardest by the pandemic. This includes food services, child care and other essential jobs, ones that traditionally pay less.

This also means that workers have extra leverage to stay — and, if they like their current job, should use it to negotiate in their favor.

“It is not wrong for you to go in and negotiate another raise — especially if you’re valued,” said Julie Bauke, a career coach and president of the Bauke Group in Cincinnati.

This is especially true for top performers, who may have extra leverage in negotiating a boost in pay. Some 44% of those surveyed said that the best way to get a raise is excellent performance, according to the MagnifyMoney survey.

When it makes sense to move

Still, other workers may be in a good position to make a jump. After the last year and a half, it may have become apparent that a current job isn’t a good fit.

“If you’re not being paid what you’re valued or you don’t see career potential for yourself at your job, then you’d best be looking for your next option,” said Mandi Woodruff-Santos, a personal finance expert and executive producer and co-host of the podcast Brown Ambition.

Each time she herself quit her job for a new opportunity, her pay increased by about 38%, she said.

People looking to move positions right now should keep a few things in mind, she said. One is that because of the “Great Resignation,” many people are considering career moves and thus some industries have become extra-competitive.

“It’s a hot, bubbling pot,” said Woodruff-Santos. “It doesn’t mean that there aren’t juicy opportunities right now, but it just may be that much harder to get to that offer stage.”

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Disclosure: NBCUniversal and Comcast Ventures are investors in Acorns.

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